Turn-Key Credit Solutions, LLC.

new blog

2009-12-29T17:59:00.001-08:00

We've moved! Please find us here: http://garcia75061.wordpress.com/

thanks!

First Time Homeowners Tax Credit is Extended Until April 2010

2009-12-17T12:16:00.001-08:00

Great news is on the horizon for first time homebuyers. On November 6, 2009, the government initiated a law that extends the first time homebuyer credit for an additional five months. This law is not just for Texas mortgage owners but anyone in the entire nation seeking a new mortgage.

As consumers, anytime we can grab an additional tax credit, it is great news. An extension that allows us more time is even better. While the maximum credit amount is anchored at $8,000, there is an additional “long-time resident” credit of up to $6,500 for those who do not fall into the first time homebuyer category.

Are You Able to Benefit from this Law?

While this tax extension is great news for some, for others it may not be. For those experiencing rejection for mortgage loans due to bad credit, this news doesn’t mean much. That’s where we come in.

Our specialty is credit repair for Texas based clients, but we do work with clients all across the nation. We improve credit scores on a daily basis, especially in regard to mortgage loans. The foundation of our company is built on improving credit scores for those seeking mortgage loans.

While this new law differentiates between those purchasing before or after November 6, 2009, in regard to modified adjusted gross incomes (MAGI), in both regards those with income over a certain tier do not qualify. Nor does this credit apply to any home being purchased at $800,000 or more. Most of us don’t need to worry about that.

However, if you are wishing to take advantage of this tax credit extension for first time homebuyers, but have some challenges with your credit score, we can help. We can not only enact credit repair to get your credit file where it needs to be in order to get a decent interest rate, but we may be able to get your credit file completely reworked in as little as two weeks.

Rapid Rescore for Texas

Through Rapid Rescore, a program catered for mortgage loans, we can work your credit file at lightning speed. Not everyone qualifies for the Rapid Rescore program, but if you do it can be a great advantage for you.

For more information on the new first time homebuyers tax extension law, why not go straight to the source? Read the full scoop here: First Time Homebuyer Tax Extension Law.

For more information on credit repair and Rapid Rescore, please visit us at Turn-Key Credit Solutions.

How Can Rapid Rescore Help Texans with Credit Repair Efforts?

2009-12-05T17:55:00.000-08:00

If you are seeking a mortgage in Texas but have been turned down, Rapid Rescore may just be the answer you need. The current economic situation has made obtaining a mortgage in Texas a bit challenging. When factoring in the fact that many consumers’ credit reports have taken negative hits, it makes dealing with credit files related to mortgages quite tricky. This is where Rapid Rescore can be a huge advantage.

So what exactly is Rapid Rescore and how can it help you directly? Simply put, it is the rescoring of your credit report done in a rapid manner. Certain supporting documents are required and not everyone is eligible. It’s also important to note that it is different from traditional credit repair.

In most cases, Rapid Rescore can remove erroneous information in as little as two weeks. Sometimes the process can be done in just a few days. Considering normal disputes take thirty days or more to be resolved, this is an incredible process to utilize.

Let’s look at how it works:

First, when you apply for a new mortgage or to refinance an existing one, mortgage lenders use a third party company to pull your credit report from the top three credit bureaus: Experian, Equifax and TransUnion. These third parties prepare the data the mortgage company needs. These same third parties have the ability to update certain accounts that perhaps are not up-to-date on the reporting or are not accurate or are deemed as too vague as the report was sent only to satisfy underwriting requirements.

These same third parties can also utilize proper documentation to update discrepancies on your credit report such as incorrect credit card balances. They can also remove an account that has been inaccurately placed and should have never shown on your credit report to begin with.

Once your data is updated, your credit report is then “rescored” to give an accurate measurement of credit risk. Considering FHA loans in Texas require as high as a 620 credit score, which may go up to 640 very soon, being able to show account balances paid down as well as removing any negative reports quickly can be quite a necessity. Rapid Rescore can be the key to getting you approved for the mortgage you need and locking in the rate you deserve.

When Rapid Rescore is processed by a mortgage loan officer or a credit repair specialist who understands how FICO works and who specializes in Rapid Rescore, this can be a great investment for the consumer. However, if someone not understanding how FICO works or Rapid Rescore attempts this process, it can be a nightmare instead.

When the time comes to take control of your needs for credit repair in Texas so you can get that mortgage loan you’ve been trying for, turn to the top credit repair provider in Texas: Turn-Key Credit Solutions. We are not only one of the few credit repair companies in Texas who have the expertise needed to effectively utilize Rapid Rescore, we are one of the few in the entire U.S.

Credit Class in Austin TX Proves to be More than Just a Class!

2008-12-12T14:49:00.000-08:00

A top-notch Credit Class in Austin TX is only one thing we at Turn Key Credit Solutions offer, but it's one to definately recognize and discuss.

Turn-Key Credit Solutions now provides MCE Credit Classes for the Texas Real Estate Commissions. Turn-Key Credit Solutions also leads the industry when it comes to educating clients and business associates on the credit industry itself. We are also the very first credit repair company to go that extra mile by becoming certified to teach credit courses.

To learn more on our Credit Class or to simply sign up, please visit: http://www.turnkeycreditsolutions.com/credit-class.php

Turn-Key Credit Solutions is based in Austin TX but assists clients across the entire nation. Having an excellent start with helping mortgage companies by getting their clients' credit scores cleaned up to be able to take on the mortgage loans they were seeking, Turn-Key Credit Solutions came out of the gate strong and has never stopped.

We only continue to grow, advance, and shake up the industry. Competitors are trying to copy pur business methodologies but are just not able to. We are a force to be dealt with and a company to have on your side.

For more information on Turn-Key Credit Solutions, please visit: http://www.turnkeycreditsolutions.com/index.php

You can also contact them here: http://www.turnkeycreditsolutions.com/contact-us.php

Rapid Rescore

2008-05-12T09:06:00.000-07:00

Rapid Rescore just may be the solution you're looking for to fix your mortgage dilema. If you are needing a new mortgage loan or to refinace an existing mortgage loan and you need to do it fast but your poor credit score is standing in the way, we can help. Rapid Rescore is the fastest credit score correction process there is.

We are one of the few companies in the entire nation to have the extensive knowledge is takes to effectivley utlize the Rapid Rescore system. If you are eligible, we can have your credit score improved in as little as a few days to a couple of weeks. Now that' rapid!

See our site for details and contact us through our form. We'll contact you back very promptly:

http://www.turnkeycreditsolutions.com/mortgage-loans.php#rapid

http://www.turnkeycreditsolutions.com/index.php

http://www.turnkeycreditsolutions.com/credentials.php

http://www.turnkeycreditsolutions.com/additional-services.php

Auto Loans and Credit Scores

2008-05-12T01:39:00.000-07:00

Auto loans and credit scores work together, so if your credit score is not where it needs to be, we need to get it there. Otherwise you will be paying so much in unnecessary finance charges you just might cry.

We have over 15 years experience in the credit industry and we have over 10 years specificially in the automobile industry. First we'll assist you by maxing out your credit score potential so you can get a decent interest rate on your auto loan. Then we can also help with finding you an automobile and we can even help with the financing.

Please visit us today for more details and fill out our form so we can contact you promptly:

http://www.turnkeycreditsolutions.com/auto-loans.php

http://www.turnkeycreditsolutions.com/additional-services.php

http://www.turnkeycreditsolutions.com/credentials.php

http://www.turnkeycreditsolutions.com/index.php

Mortgage Loans & Rapid Rescore

2008-05-04T21:46:00.000-07:00

Mortgage loans is one of our specialities. Besides being able to maximixe your credit score to get the highest credit score for you as possible, thus saving you thousands of dollars in unnecessary interest, we can help you directly with a mortgage loan.

We may even be able to utilize Rapid Rescore to get your credit score corrected quickly and easily, sometimes in as little as two weeks. We're one of the very few companies that has the extensive knowledge needed to be effective with Rapid Rescore out of the entire United States.

We're also registered and bonded, making us a true Credit Score Organization (CSO). All of our consultants are also FCRA (Fair Credit Reporting Act) certified. See our site for more details and feel free to contact us through our form:

http://www.turnkeycreditsolutions.com/mortgage-loans.php

http://www.turnkeycreditsolutions.com/credentials.php

http://www.turnkeycreditsolutions.com/additional-services.php

Credit Repair Hawaii

2008-05-04T13:52:00.000-07:00

Aloha! If you are in need of Credit Repair and you are in Hawaii, we can help. We've assisted thousands of clients, just like you, to improve their credit score, thus improving their lives. Bad credit weighs you down and we understand that. That's why we've created a proven system that we custom-tailor to your personal, specific needs.

Regardless of your credit score problem, we can assist. No matter how bad your score is or what your need is (mortgage loan, auto, loan, bankruptcy, debt settlement, etc.)

See our site and contact us today. Just fill out our form on the site and we'll get started:

http://www.turnkeycreditsolutions.com/credit-repair.php

http://www.turnkeycreditsolutions.com/index.php

Credit Repair California

2008-05-04T13:45:00.000-07:00

California, here we come...to help with your credit repair needs.

We know better than anyone how important a great credit score is. It dictates every financial aspect of your life. Without it, you'll not only get declined for loans; but for the ones you get approved for, you'll end up paying astronomical interest rates. It doesn't have to be like that.

We are proven, effective, successful -- and registered and bonded. Just visit our site, contact us through the form, and see all of the great things we can do to open some new doors for you to make your future that much more bright...

http://www.turnkeycreditsolutions.com/credit-repair.php

http://www.turnkeycreditsolutions.com/index.php

Credit Repair Houston Texas

2008-04-29T20:34:00.000-07:00

If you need Credit Repair in the Houston area, you've come to the right spot. We hold the key to your financial freedom.

Low credit scores are very hindering and they can also be avoided. We can help to get you where you need to be with your credit portfolio by maximizing your credit score potential. When that's done, you will have access to lower interest rates thus saving you thousands of dollars in unnecessary interest charges.

See our site for more on what we can do. Contact us today and let's get started on getting your credit score where it needs to be.

http://www.turnkeycreditsolutions.com/index.php

http://www.turnkeycreditsolutions.com/credit-repair.php

http://www.turnkeycreditsolutions.com/faqs.php

Credit Repair Corpus Christi Texas

2008-04-29T00:20:00.000-07:00

If you need Credit Repair in the Corpus Christi area, we hold the key to breaking you free from the bondage that having bad credit creates. It weighs you down. We understand that and we can help to get you where you need to be with your credit portfolio.

We maximize your credit score potential with a plan that is personalized to your needs. We educate you on the credit industry and advise you on which collections to pay and which not to pay. Paying certain ones some can actually hurt your credit score, not help it.

See our site today for more on what we can do. Contact us and let's get started on cleaning up your financial future and saving you some money in unnecessary interest charges.

http://www.turnkeycreditsolutions.com/index.php

http://www.turnkeycreditsolutions.com/credit-repair.php

http://www.turnkeycreditsolutions.com/faqs.php

Credit Repair San Antonio Texas

2008-04-26T21:21:00.000-07:00

If you need Credit Repair in the San Antonio, TX area, we can help. Although we have clients all over Texas and the U.S., we have special relationships with Houston.

If bad credit has been weighing you down, know that we've helped many people, just like you, to maximize their credit score and eliminate thousands of dollars in unnecessary interest charges. It's time to stop paying those ridiculously high interest rates and get the decent rates you deserve. Keep money in your pocket and stop putting in the pockets of your creditors.

Visit our site today and let us get started: http://www.turnkeycreditsolutions.com/index.php

Credit Repair: http://www.turnkeycreditsolutions.com/credit-repair.php

Debt Settlement: http://www.turnkeycreditsolutions.com/debt-settlement.php

Mortgage Loans: http://www.turnkeycreditsolutions.com/mortgage-loans.php

Bankruptcy: http://www.turnkeycreditsolutions.com/bankruptcies.php

Additional Services: http://www.turnkeycreditsolutions.com/additional-services.php

We're looking forward to breaking you out of your financial bondage.

Credit Repair Austin TX

2008-04-18T21:53:00.000-07:00

Credit repair for Austin TX, and all across the U.S, is our speciality. No matter where you are, if you are in need of Credit Repair Specialists, we're here to assist. We just have a special relationship in Austin, TX as that is where our corporate office is. We're sure you understand.

Our Credit Repair Program is second to none. The fact that most of our business comes from referrals is proof of that. We quickly became the top Credit Service Organization is Austin and now we are quickly becoming known across the entire U.S.

We want to throw something at you for a moment. Just in case you didn't know:

According to the National Consumer Law Center, the Fair Credit Reporting Act shows that “the credit reporting system is plagued with inaccuracies.” Reports show that:

29% of credit reports show serious errors, such as false delinquencies

41% of credit reports contain personal information mistakes, such as misspelled names

20% of all credit reports are missing positive information that show positive credit worthiness

26% of all credit reports show accounts open that are actually closed

70% of all credit reports contain some type of serious mistake or noteworthy inaccuracy

Woah. That's sobbering isn't it? That's why it's time for you to stop paying unnecessary interest rates that could be robbing you off thousands of dollars a year.

See our site for details, please fill out the form, and we'll get started on your bright new future:

http://www.turnkeycreditsolutions.com/credit-repair.php

http://www.turnkeycreditsolutions.com/index.php

Credit Repair and Much More!

2008-04-07T13:21:00.000-07:00

So what is all of the fuss about our new site and our new services? Well, see for yourself.

1) We are Registered and Bonded, which makes us a true CSO (Credit Service Organization).
2) All of our consultants are FCRA (Fair Credit Reporting Act) Certified.
3) We are a member of the TAMB (Texas Association of Mortgage Brokers).
4) Our President/CEO teaches a Credit Class to others in the industry, including teaching real estate agents about the Rapid Rescore program.

Now that we've listed our major credentials for you, http://www.turnkeycreditsolutions.com/credentials.php, let us list our services for you:

1) Credit Repair: http://www.turnkeycreditsolutions.com/credit-repair.php

2) Debt Settlement: http://www.turnkeycreditsolutions.com/debt-settlement.php

3) Mortgage Loans: http://www.turnkeycreditsolutions.com/mortgage-loans.php

4) Auto Loans: http://www.turnkeycreditsolutions.com/auto-loans.php

5) Bankruptcies: http://www.turnkeycreditsolutions.com/bankruptcies.php

6) Our additional services include the following: http://www.turnkeycreditsolutions.com/additional-services.php

Mortgage Loans & Refinancing Assistance
Identity Theft Protection
Secured Credit Cards
Automotive Financing & Locating

7) If you are a real estate agent and wish to take our Credit Class, visit us here: http://www.turnkeycreditsolutions.com/credit-class.php

8) If you are in need of help with a mortgage loan you may qualify for the Rapid Rescore program. Or if you are a mortgage broker wanting to learn about it, we are one of the few companies in the U.S. that can effectively utilize this program: http://www.turnkeycreditsolutions.com/mortgage-loans.php#rapid

You can now see why our company has had such tremendous growth. As we continue to grow, we are fast becoming not only the best Credit Service Organization in our area, we are also growing across the nation.

Visit our site today and fill out our form so we can get started opening the doors on your bright new future:

http://www.turnkeycreditsolutions.com/

New Website is Here!

2008-03-30T21:46:00.001-07:00

We are pleased to announce that our new website has been launched. Please visit us at http://www.turnkeycreditsolutions.com/

We have added some additional services to the mix so be sure to look through our new site well. Contact us for a FREE consultation today and we'll be waiting with keys in hand to start opening doors to your bright new future:

http://www.turnkeycreditsolutions.com/

New Website Coming Soon!

2008-02-17T23:44:00.000-08:00

We are pleased to announce the very soon launch of our new corporate website. Turn-Key Credit Solutions, LLC. is the parent company of Turn-Key Solutions. Due to our tremendous growth, we are launching a new website that covers all of our credit repair services.

More details will be coming soon, so please keep watch. We'll keep you posted!

current website:
http://www.turnkeycreditrepair.com/

new website (and the mother of all!):
http://www.turnkeycreditsolutions.com/